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Welcome to M&G

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Emerging markets impact

Why us?

M&G Investments, invests where capital is scarce, mostly in emerging markets, to change the outcomes of the most pressing issues of our time. And we always search for how potential partnerships could benefit both investors and the movement of the Sustainable Development Goals (SDGs)* to create a better, more sustainable world.

Our mission is to mobilise capital and invest in emerging markets, aiming to achieve financial returns while generating a positive societal and environmental impact.

Find out more

Our capabilities

Our capabilities

Climate finance

Climate finance is investing in ways that can directly contribute to mitigating climate change, supporting adaptation, and driving sustainable development. This includes investments in renewable energy projects, green lending programs in local banks, and energy efficiency projects that offer significant energy savings while implementing climate-friendly alternatives.

  • Renewable energy: In particular, we perceive the commercial and industrial (C&I) solar sector as a compelling investment opportunity. Technological advancements and lower prices can provide substantial benefits to small and medium-sized enterprises through clean, cheaper energy.
  • Green lending: This type of lending is based on environmental criteria for fund use. Banks must transition to green loans to remain competitive, in our view. We will support this journey with technical assistance and peer learning exchanges.
  • Energy efficiency: Investing in energy efficiency is crucial as it significantly reduces energy demand, which is essential for achieving net zero emissions by 2050. Energy efficiency is often called the ‘first fuel’ in clean energy transitions, and it offers some of the most rapid and economically viable CO2 mitigation options.
  • Energy access: Investments in solar, wind, and hydropower are essential for developing markets where reliable, clean power is needed due to unreliable grids and remote locations.
  • Climate-smart food systems: Agriculture accounts for 20-30%1 of global GHG emissions. We believe that investing in climate-smart technologies, such as drip irrigation and advanced weather monitoring, is critical for sustainable food production.

Financial inclusion

Financial inclusion aims to make financial services available to a vast number of people in developing countries who currently lack access to banking. Additionally, many micro, small, and medium-sized enterprises in these regions are believed to be underserved, resulting in a significant yearly financing shortfall. Investments in this area not only provide essential capital but can also bring about positive secondary effects such as local job creation, poverty reduction, empowerment of women, and improvements in education, health, and sanitation.

  • Microfinance involves offering loans to self-employed individuals and entrepreneurs, primarily women, who are engaged in various small-scale commercial activities such as running retail stores, producing handcrafted items, or working as street vendors, farmers, food processors, or traders.
  • SME finance is focused on providing loans to small and medium enterprises. This financing supports a diverse range of services and sectors including agricultural, small-scale industrial, and manufacturing ventures, addressing the needs of what is often referred to as ‘the missing middle’.

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